---
agentTools:
  projectIndex: https://docs.zerohash.com/llms.txt
---

# Account Funding - High-Value Deposits

## Release Details

Release Date: August 25th, 2026

## Release Type

Informational – optional action from platforms

## Summary

zerohash now supports high-value USDC deposits through the Account Funding API and SDK. Because high-value USDC deposits settle with the stablecoin issuer and may take additional time rather than completing instantly, a new intermediate status, `DEPOSIT_PENDING_SETTLEMENT`, indicates a deposit has been received and is settling; the existing `DEPOSIT_PROCESSED` indicates when a deposit has fully settled. The Account Funding SDK shows a corresponding "Deposit Received and Pending Settlement" screen and email at the pending stage.

Optional action: Enablement is configured per platform. Reach out to your zerohash relationship manager to turn on high-value USDC deposits for the Account Funding API or SDK. Platforms may choose to read the new `DEPOSIT_PENDING_SETTLEMENT` webhook status and update their own frontends accordingly, signaling to their customers that the funds have been received and are processing.

*The exact threshold values that differentiate high-value vs. standard deposit size can vary. *

## Endpoints Impacted

* [GET /fund/transactions](https://docs.zerohash.com/reference/get_fund-transactions)
  * Response may now return `status_reason_code: DEPOSIT_PENDING_SETTLEMENT`with `status_reason: false`. No changes to the request format. 
* [Fund transaction webhooks](https://docs.zerohash.com/reference/fund-transaction-update)
  * This webhook may now emit an event with `status_reason_code: DEPOSIT_PENDING_SETTLEMENT` and `reason: The deposit has been received and is pending settlement. Once processing is completed, the deposit will be converted to fiat and credited to the customer's account.`

## Relevant Documentation

* [Account Funding Transaction Updates](https://docs.zerohash.com/reference/fund-transaction-update)
* [Account Funding SDK Documentation](https://docs.zerohash.com/docs/fund-integration-guide-onboarding-api-fund-sdk-sdk)
* [Account Funding API Documentation](https://docs.zerohash.com/docs/fund-integration-guide-api)
* [GET /fund/transactions API Reference](https://docs.zerohash.com/reference/get_fund-transactions)