---
agentTools:
  projectIndex: https://docs.zerohash.com/llms.txt
---

# RTP Support for Platforms

## Release Details

**Release Date:** October 17, 2025

## Release Type

Informational, no action required from platforms

## Summary

**Platforms** can now fund their various USD accounts for the following products, via the RTP (Real Time Payments) Network:

| Product         | Purpose                                                     |
| :-------------- | :---------------------------------------------------------- |
| Buy/Sell        | Fund a float account for subsequent customer buys           |
| Payins          | Fund a refund float account for subsequent shopper refunds  |
| Payouts         | Fund a float account for subsequent payout transactions     |
| On and Off Ramp | Fund a float account for subsequent on ramp transactions    |
| Remittances     | Fund a float account for subsequent remittance transactions |

## How it works

When initiating an RTP transfer to fund your account with zerohash, please ensure the **remittance information field** (also known as "memo" or "remittance note") is populated with your unique platform\_code, hyphonated with the word "FLOAT". For example, `PLAT01-FLOAT` (PLAT01 is a hypothetical `participant_code` for the Platform).

This ensures funds are correctly and automatically applied to your account. Please note that the very first deposit sent from a unique account and routing number combination will need to be manually credited to your account and mapped to your `participant_code`, however subsequent ones are automatically and immediately applied.

Note: Most banking portals or APIs label this field as:

* "Memo"
* "Message to Recipient"
* "Remittance Info"
* "Note"
* "Addenda"

If you don’t see this field or are unsure where to enter this info, please contact your bank’s support team for help with RTP formatting.

## Getting Started

zerohash supports RTP through select banking partners only. Please consult your zerohash representative to confirm that RTP is enabled for the specific bank account selected for your integration.

## Action Required

n.a

## Endpoints Impacted

* [GET /deposits](https://docs.zerohash.com/reference/get_deposits) - your credited deposits will be present in the response of this endpoint