Account Funding - High-value Deposits
Release Details
Release Date: August 26th, 2026
Release Type
Informational – optional action from platforms
Summary
zerohash now supports high-value USDC deposits through the Account Funding API and SDK. Because high-value USDC deposits settle with the stablecoin issuer and may take additional time rather than completing instantly, a new intermediate status, DEPOSIT_PENDING_SETTLEMENT, indicates a deposit has been received and is settling; the existing DEPOSIT_PROCESSED indicates when a deposit has fully settled. The Account Funding SDK shows a corresponding "Deposit Received and Pending Settlement" screen and email at the pending stage.
Optional action: Enablement is configured per platform. Reach out to your zerohash relationship manager to turn on high-value USDC deposits for the Account Funding API or SDK. Platforms may choose to read the new DEPOSIT_PENDING_SETTLEMENT webhook status and update their own frontends accordingly, signaling to their customers that the funds have been received and are processing.
The exact threshold values that differentiate high-value vs. standard deposit size can vary.
Endpoints Impacted
- GET /fund/transactions
- Response may now return
status_reason_code: DEPOSIT_PENDING_SETTLEMENTwithstatus_reason: success. No changes to the request format.
- Response may now return
- Fund transaction webhooks
- This webhook may now emit an event with
status_reason_code: DEPOSIT_PENDING_SETTLEMENTandreason: The deposit has been received and is pending settlement. Once processing is completed, the deposit will be converted to fiat and credited to the customer's account.
- This webhook may now emit an event with