Payouts

Payout Product Types

Modular Payouts

Modular Payouts is a 4-step workflow that lets your platform own and manage payout state from payor onboarding through final settlement. With this solution you get full transparency and control at each stage, making it ideal for platforms with complex workflows, compliance requirements, or custom UX needs.

The 4-Step Workflow:

1. Onboard Payor - Register the payer (if applicable)
2. Onboard Beneficiary - Register the payout recipient
3. Link Beneficiary External Account - Connect beneficiary to blockchain wallet or external account
4. Initiate Payout - Execute the transaction

When to choose Modular (these are just guidelines, not hard rules)

• Platforms that want to own the full UX/UI experience
• Teams that want to move at lightning speed - Modular Payouts offers an SDK and no-code solution
• Use cases where platform wants to maintain state and control timing

Single API Call Payouts

Single API Call Payouts reduces the payout process to just 2 steps:

1. Onboard Payor (one-time setup)
2. Initiate Payout (per transaction) - Single API call with complete payout details, including the ultimate payor and beneficiary onboarding.

After your Payor is registered, each payout requires only a single API call. zerohash orchestrates all intermediary steps internally: participant verification, compliance checks, account linking. Your platform can focus on business logic rather than workflow management.

When to choose Single API Call Payouts (these are just guidelines, not hard rules)

• Licensed financial institutions managing multiple nested payors
• Teams that are building with simple, stateless payout workflows
• Platforms not building custom payout UX
• Batch payouts at scale (to be added in future release)

Asset Support

• Unmatched stablecoin support: Industry-leading stablecoin and network support

  • USD Coin (USDC) across 15 different blockchain networks
  • Tether (USDT) across 4 different blockchain networks
  • Paypal USD (PYUSD) across all supported networks (SOL and ETH)
  • Ripple USD (RLUSD) across all supported networks (SOL and XRPL)

• Crypto asset support: Give your users additional optionality beyond stablecoins by offering crypto payouts in Bitcoin, Ethereum, Solana and 30+ more assets

Use Cases

• Gig economy payouts: Instantly pay freelancers, creators, and contractors in stablecoins or crypto - no more waiting days for bank transfers.
• Marketplace payouts: Let sellers withdraw earnings in stablecoins or crypto for faster, global, low-fee access to their funds.
• Cross-border payroll: Pay remote teams or international employees without the friction of traditional banking rails.
• Creator economy: Enable platforms like streaming services, music apps, or influencer platforms to pay creators in real-time using stablecoins or crypto.
• Affiliate & partner rewards: Instantly settle commissions and partner earnings globally with fewer currency conversion headaches.
• DeFi and crypto-native platforms: Add stablecoin or crypto payouts for dApps or web3 tools that need to distribute funds or earnings.